Throughout my life, I have been blessed with many experiences from challenges - the good, the bad and the ugly. Like most other humans on Earth, there have been times when there seems to be no hope. The dark days were often filled with calamities in career and finances most of the time. Sounds familiar, right? For me, I have been fortunate to have family and friends to be there for me. May they be blessed with a happy and prosperous life. One thing is for sure, I realized now at 54, not all bad days will stay, just like good happy days. This realization comes from the "polishing" of my inner-self over the years; the hammering of the ego, the much-needed slap of my pessimistic nature... heck, whatever weaknesses that I was born with. Wisdom setting in? The meeting with many people that I came into contact with in my life, and the various situations that I had to deal with in my career and personal life of course, was the foundation laying of this realization. Learning from the